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Downgrade Your Expenses

October 1st, 2009

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How many fixed expenses do you have each month? We have about half a dozen – mortgage, utilities, cable & internet, Netflix, insurance, and the gym. Of those, three are mostly non-negotiable (mortgage, utilities, insurance). For cable & internet, Netflix, and the gym, we’ve considered downgrading our services to reduce their expense. Over the last few years, our preferences and our life circumstances have changed the things we enjoy in our free time. When we first moved to the area,

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