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	<title>Comments for Reduce Your Mortgage Online</title>
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	<link>http://www.reduceyourmortgageonline.com</link>
	<description>Great ideas to Reduce Your Mortgage</description>
	<lastBuildDate>Mon, 26 Oct 2009 23:17:22 -0600</lastBuildDate>
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		<title>Comment on Getting a Bank of America Loan Modification by Steven Lutman</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/getting-a-bank-of-america-loan-modification/comment-page-1/#comment-2342</link>
		<dc:creator>Steven Lutman</dc:creator>
		<pubDate>Mon, 26 Oct 2009 23:17:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/getting-a-bank-of-america-loan-modification/#comment-2342</guid>
		<description>How many times over the recent months have you heard, or read about our government officials saying, “You don’t need to hire a third party… just call your bank directly.”
Make NO MISTAKE ABOUT THIS, the lenders don’t want homeowners to have 3rd party negotiators help them obtain loan modifications!
The lenders would very much prefer that all of the borrowers show up on their doorstep and ask for home loan modifications alone and unsure about how to proceed.  After all, the borrowers have been told by very reputable sources that their needs would be protected and that they would receive the help they desperately need for free, right?
The government wants you to believe that they’re protecting you from millions of “scammers” that are roaming around the country cheating homeowners out of their last $3,000 for fun and profit!  To listen to the government spokespeople, there are no legitimate private sector firms out there to help you.  Only your bank, or some HUD non-profit housing counselors can be relied upon!  Don&#039;t talk with anyone else, because they&#039;re a scam!  Do these statements really make sense to you?  Does this sound correct, or even possible?  
We’re going to finish this year with about 4 million foreclosures in this country!  There are literally hundreds, if not thousands of loan mod companies, law firms and real estate agencies all across the country that offer help for borrowers to get their loans modified.  To be sure, some of these companies are performing illegally, but if all of them are scams – please, you do the math.  Shouldn’t there be millions of people marching in the streets screaming about having been cheated by these people?  If what we are being told is true, why is it that every story you read about a loan modification scam involves such small numbers of “scammed” clients?
After considering this information, is it reasonable to think that something else might really be going on here?  Could it be that the government&#039;s recommendation to “just call your bank directly” is a ploy designed to protect the lenders assets and profit motive?
What do you think?</description>
		<content:encoded><![CDATA[<p>How many times over the recent months have you heard, or read about our government officials saying, “You don’t need to hire a third party… just call your bank directly.”<br />
Make NO MISTAKE ABOUT THIS, the lenders don’t want homeowners to have 3rd party negotiators help them obtain loan modifications!<br />
The lenders would very much prefer that all of the borrowers show up on their doorstep and ask for home loan modifications alone and unsure about how to proceed.  After all, the borrowers have been told by very reputable sources that their needs would be protected and that they would receive the help they desperately need for free, right?<br />
The government wants you to believe that they’re protecting you from millions of “scammers” that are roaming around the country cheating homeowners out of their last $3,000 for fun and profit!  To listen to the government spokespeople, there are no legitimate private sector firms out there to help you.  Only your bank, or some HUD non-profit housing counselors can be relied upon!  Don&#8217;t talk with anyone else, because they&#8217;re a scam!  Do these statements really make sense to you?  Does this sound correct, or even possible?<br />
We’re going to finish this year with about 4 million foreclosures in this country!  There are literally hundreds, if not thousands of loan mod companies, law firms and real estate agencies all across the country that offer help for borrowers to get their loans modified.  To be sure, some of these companies are performing illegally, but if all of them are scams – please, you do the math.  Shouldn’t there be millions of people marching in the streets screaming about having been cheated by these people?  If what we are being told is true, why is it that every story you read about a loan modification scam involves such small numbers of “scammed” clients?<br />
After considering this information, is it reasonable to think that something else might really be going on here?  Could it be that the government&#8217;s recommendation to “just call your bank directly” is a ploy designed to protect the lenders assets and profit motive?<br />
What do you think?</p>
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		<title>Comment on Mission: Can a Military Vet couple Get a VA Loan in the New Economy? by 100% Mortgage Refinancing – How To Get Approved &#124; XML Insider</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/mission-can-a-military-vet-couple-get-a-va-loan-in-the-new-economy/comment-page-1/#comment-2313</link>
		<dc:creator>100% Mortgage Refinancing – How To Get Approved &#124; XML Insider</dc:creator>
		<pubDate>Fri, 23 Oct 2009 03:04:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/mission-can-a-military-vet-couple-get-a-va-loan-in-the-new-economy/#comment-2313</guid>
		<description>[...] Mission: Can a Military Vet couple Get a VA Loan in the New Economy? [...]</description>
		<content:encoded><![CDATA[<p>[...] Mission: Can a Military Vet couple Get a VA Loan in the New Economy? [...]</p>
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		<title>Comment on The Meaning of Mortgage Loan Modification by Taming Debts With School Loan Consolidation &#124; Loan Consolidation School</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/the-meaning-of-mortgage-loan-modification/comment-page-1/#comment-2304</link>
		<dc:creator>Taming Debts With School Loan Consolidation &#124; Loan Consolidation School</dc:creator>
		<pubDate>Thu, 22 Oct 2009 15:49:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/the-meaning-of-mortgage-loan-modification/#comment-2304</guid>
		<description>[...] The Meaning of Mortgage Loan Modification [...]</description>
		<content:encoded><![CDATA[<p>[...] The Meaning of Mortgage Loan Modification [...]</p>
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		<title>Comment on Large Numbers of Arizona Foreclosures in July, 2009 by Nora</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/large-numbers-of-arizona-foreclosures-in-july-2009/comment-page-1/#comment-2183</link>
		<dc:creator>Nora</dc:creator>
		<pubDate>Wed, 07 Oct 2009 16:30:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/large-numbers-of-arizona-foreclosures-in-july-2009/#comment-2183</guid>
		<description>The new law will benefit the mortgage lenders. Now we need to see how the families with mortgage will stay</description>
		<content:encoded><![CDATA[<p>The new law will benefit the mortgage lenders. Now we need to see how the families with mortgage will stay</p>
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		<title>Comment on Loan Modification Help â?? Can the federal government do, what can a loan modification lawyer? by Steven</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/loan-modification-help-a-can-the-federal-government-do-what-can-a-loan-modification-lawyer/comment-page-1/#comment-2170</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Thu, 01 Oct 2009 05:58:28 +0000</pubDate>
		<guid isPermaLink="false">http://homemortgageloansonline.us/2009/09/home-mortgage-loans/loan-modification-help-a-can-the-federal-government-do-what-can-a-loan-modification-lawyer/#comment-2170</guid>
		<description>This was clear and concise. There’s so much misinformation out there that people don’t really know what is and is not. It’s refreshing to see people that know what they’re talking about. You have an Informed commentary seems to be a rare commodity these days. Thanks for a great article, keep it coming.&lt;a href=\&quot;http://feldmanlawcenter.com/\&quot; title=\&quot;Federal Loan Modification\&quot;&gt;Federal Loan Modification&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>This was clear and concise. There’s so much misinformation out there that people don’t really know what is and is not. It’s refreshing to see people that know what they’re talking about. You have an Informed commentary seems to be a rare commodity these days. Thanks for a great article, keep it coming.&lt;a href=\&quot;http://feldmanlawcenter.com/\&quot; title=\&quot;Federal Loan Modification\&quot;&gt;Federal Loan Modification&lt;/a&gt;</p>
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		<title>Comment on FHA Home Loan Refinance &#8211; Save Money With A FHA Home Loan Refinance! by Marion Wagner</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/fha-home-loan-refinance-save-money-with-a-fha-home-loan-refinance/comment-page-1/#comment-2083</link>
		<dc:creator>Marion Wagner</dc:creator>
		<pubDate>Sun, 20 Sep 2009 14:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/fha-home-loan-refinance-save-money-with-a-fha-home-loan-refinance/#comment-2083</guid>
		<description>The refinance company will go over your credit report to assess and determine your credit worthiness, just like when you first applied for the housing loan. You must have read this credit report earlier, as you always have one copy of it every year. The steps they follow in online refinancing home mortgage procedures is no different from the usual routine the refinance company normally does in cases of this nature, when done not using the Internet. The bottom line is always what kind of credit worthiness you have.</description>
		<content:encoded><![CDATA[<p>The refinance company will go over your credit report to assess and determine your credit worthiness, just like when you first applied for the housing loan. You must have read this credit report earlier, as you always have one copy of it every year. The steps they follow in online refinancing home mortgage procedures is no different from the usual routine the refinance company normally does in cases of this nature, when done not using the Internet. The bottom line is always what kind of credit worthiness you have.</p>
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		<title>Comment on Bad Credit Home Refinance-Is It Really Possible by voyage home loans</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/bad-credit-home-refinance-is-it-really-possible/comment-page-1/#comment-2058</link>
		<dc:creator>voyage home loans</dc:creator>
		<pubDate>Fri, 18 Sep 2009 20:13:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/bad-credit-home-refinance-is-it-really-possible/#comment-2058</guid>
		<description>Great topic.  When you applying for a Home Mortgage loan in Today&#039;s market, be upfront and honest with your loan officer so him/her will be able to give you the right loan options.

Kal Patel
Voyage Home Loans</description>
		<content:encoded><![CDATA[<p>Great topic.  When you applying for a Home Mortgage loan in Today&#8217;s market, be upfront and honest with your loan officer so him/her will be able to give you the right loan options.</p>
<p>Kal Patel<br />
Voyage Home Loans</p>
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		<title>Comment on What You Need To Know About The Obama Loan Modification Plan by Alex Fernandes</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/what-you-need-to-know-about-the-obama-loan-modification-plan/comment-page-1/#comment-1813</link>
		<dc:creator>Alex Fernandes</dc:creator>
		<pubDate>Fri, 11 Sep 2009 05:36:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/what-you-need-to-know-about-the-obama-loan-modification-plan/#comment-1813</guid>
		<description>Thanks for sharing such great post, it gives clear information about loan modification plans.</description>
		<content:encoded><![CDATA[<p>Thanks for sharing such great post, it gives clear information about loan modification plans.</p>
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		<title>Comment on The President and the Bank Would Like to Save Your Home From Foreclosure &#8211; Bank Loan Modifications by Jacob Christensen</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/the-president-and-the-bank-would-like-to-save-your-home-from-foreclosure-bank-loan-modifications/comment-page-1/#comment-1744</link>
		<dc:creator>Jacob Christensen</dc:creator>
		<pubDate>Wed, 09 Sep 2009 19:53:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.reduceyourmortgageonline.com/reduce-your-mortgage/the-president-and-the-bank-would-like-to-save-your-home-from-foreclosure-bank-loan-modifications/#comment-1744</guid>
		<description>President Obama is doing a great job to help the victims of this crisis!</description>
		<content:encoded><![CDATA[<p>President Obama is doing a great job to help the victims of this crisis!</p>
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		<title>Comment on How To Combine Multiple Debts Into One Consolidation Loan by Nessie Wolfe</title>
		<link>http://www.reduceyourmortgageonline.com/reduce-your-mortgage/how-to-combine-multiple-debts-into-one-consolidation-loan-2/comment-page-1/#comment-1698</link>
		<dc:creator>Nessie Wolfe</dc:creator>
		<pubDate>Tue, 08 Sep 2009 06:46:08 +0000</pubDate>
		<guid isPermaLink="false">http://debtbegonetoday.com/how-to-combine-multiple-debts-into-one-consolidation-loan/#comment-1698</guid>
		<description>\&quot;Where can I find enough money to pay off all my debts?\&quot; What shall I do to eliminate my debts? If you are problematic with your mountain high debts, Total Debt Services is here to help you! Check out http://www.totaldebtservices.com for more information, their debt analysts are eager to help you.</description>
		<content:encoded><![CDATA[<p>\&quot;Where can I find enough money to pay off all my debts?\&quot; What shall I do to eliminate my debts? If you are problematic with your mountain high debts, Total Debt Services is here to help you! Check out <a href="http://www.totaldebtservices.com" rel="nofollow">http://www.totaldebtservices.com</a> for more information, their debt analysts are eager to help you.</p>
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